Finance Updates – Finance Updates

New Laws Shift Focus: Reputational Risk Removed from Bank Supervision and Debanking Guidance

Americas Policy Depository Credit Intermediation

OCC and FDIC proposed rules to bar use of “re...

Congressional bills including the FIRM Act an...

ACA International and other banking trade gro...

Key uncertainties are how “reputation risk” i...

Why Basel III Endgame and Bank Lending Mix, Not Just Fed Rates, Will Shape Growth

Americas Policy Depository Credit Intermediation

With QT fading, regulators' capital and risk-...

The Basel III endgame would materially raise ...

The policy goal is to measure and steer loan-...

Key uncertainties include impacts on borrowin...

New U.S. Stablecoin Rules Under the GENIUS Act: What Banks Need to Know

Americas Policy Depository Credit Intermediation

OCC, FDIC, and the Federal Reserve have resci...

In December 2025, the OCC conditionally appro...

The GENIUS Act (July 2025) established a fede...

Key uncertainties remain on charter and activ...

JPMorgan to Acquire Apple Card from Goldman Sachs in $20B Deal, Terms Unchanged

Americas M&A Depository Credit Intermediation

JPMorgan Chase agreed to become the new issue...

The migration is expected to take about 24 mo...

JPMorgan will book a $2.2 billion Q4 2025 cre...

Goldman Sachs exits the partnership at a stee...

JPMorgan to Replace Goldman as Apple Card Issuer: Earnings, Risks & What Consumers Can Expect

Americas M&A Depository Credit Intermediation

JPMorgan Chase will take over the Apple Card ...

The deal shifts more than $20 billion of Appl...

Goldman expects a Q4 2025 EPS lift of about $...

JPMorgan expects to book about $2.2 billion o...

J.P. Morgan’s Swiss Push: Corporate Banking Growth Drivers, Regulatory Landscape & What’s Next

Europe Firms Depository Credit Intermediation

J.P. Morgan is moving Lutz Karl to Zurich on ...

The expansion targets openings created by Cre...

J.P. Morgan is scaling broadly in Switzerland...

Growth will be tested by tighter Swiss regula...

Where Canada’s Savings Accounts & GIC Rates Stand Now: Yields, Policy & What’s Next

Americas Markets Depository Credit Intermediation

With the Bank of Canada policy rate at 2.25%,...

Top non-redeemable GIC rates run about 3.65% ...

High-interest savings rates vary widely, with...

Because longer-dated GIC yields are relativel...

Bank of America Under Fire in India: SEBI Probes $180M Block Trade Leak

Americas Risk Depository Credit Intermediation

SEBI alleges Bank of America leaked material ...

The notice says internal units (broking, rese...

SEBI also claims BofA initially misled invest...

BofA has received a show-cause notice and is ...

Banks Brace for Earnings Season: Strong Loan Growth Boosts NII Amid Regulation Shift

Americas Markets Depository Credit Intermediation

Big U.S. banks kick off 2026 earnings in mid-...

Investment banking is a key upside driver aft...

Regulators are set to soften Basel III Endgam...

Sticky inflation, limited Fed cuts, high fund...

BofA Breach: SEBI Censures Insider Leak Ahead of ₹1,500 Crore ABSL AMC Block Trade

Americas Risk Depository Credit Intermediation

SEBI found Bank of America leaked material no...

Deal details were shared beyond the need-to-k...

SEBI says BofA initially denied the outreach,...

The bank is seeking a multi-million-dollar se...