December 2025 – Page 4 – Finance Updates

Institutional Strength Predicts Sharper Currency Declines After 2024 US Election

Using minute-by-minute data for 73 currencies...

Contrary to prior expectations, countries wit...

This institutional effect on depreciation rem...

The findings suggest that in a more transacti...

SVB’s FX Services: Managing Volatility, Regulation & Global Growth through Hedging

Americas Markets Finance and Insurance

Silicon Valley Bank (now under First Citizens...

Its FX risk advisory, led by Ivan Oscar Asens...

FX services are integrated with global bankin...

Clients must weigh FX and macro volatility al...

Global FX Market: $9.6T Daily Turnover & Rising USD Dominance Shaping Strategy

Global Markets Finance and Insurance

The foreign exchange market is a decentralize...

Daily FX turnover reached about USD 9.6 trill...

The U.S. dollar remains dominant while the eu...

Trading is concentrated in major hubs such as...

How Mastercard’s FX Rate Lock & Network Rates Can Cut Cross-Border Payment Costs

Global Markets Finance and Insurance

The Mastercard Currency Converter uses Master...

The FX Rate Lock feature guarantees that the ...

Foreign transaction fees and Dynamic Currency...

Uncertainties remain around timing of rate ap...

Why Long-Term Bond Yields Stay High Despite Fed Rate Cuts

Americas Markets Finance and Insurance

The Fed has cut short-term interest rates aga...

Stubbornly above-target inflation and stronge...

Rising term premiums, driven by uncertainty o...

Higher real yields mean investors demand more...

How U.S. Fiscal Policy Is Shaping Treasury Yields, Inflation, and Debt Issuance

Americas Policy Finance and Insurance

After April 2025 “Liberation Day” tariffs spa...

Key tactics include favoring short-term T-bil...

Despite these efforts, large deficits, high d...

The truce remains fragile, with inflation, Fe...

Why Mortgage Rates Will Stay High in 2026: What Homebuyers Need to Know

Americas Forecast Real Estate

Despite sizable Fed rate cuts, 30-year mortga...

A historically wide spread of roughly 2–2.5 p...

Quantitative tightening and the Fed’s reduced...

Unless the Fed resumes MBS reinvestment or in...

Why Bonds Backed a Rally in 2025—and What 2026 May Hold for 60/40 Portfolios

Americas Markets Finance and Insurance

U.S. bonds had their strongest year since 202...

High-yield bonds outperformed investment grad...

Traditional 60/40 stock-bond portfolios retur...

Prospects for 2026 are more cautious given li...

Normalized Treasury Yield Curve Signals Fed May Begin Cutting Rates Soon

Americas Markets Finance and Insurance

The U.S. Treasury yield curve has shifted fro...

Markets expect short-term rates to fall, but ...

Fed minutes show a cautious stance with polic...

For investors, curve normalization supports r...

2026 Fixed Income Outlook: Elevated Yields, Tight Spreads & Strategic Duration

Americas Forecast Finance and Insurance

Strong 2025 bond returns from earlier yield d...

Analysts see 10-year Treasury yields remainin...

With credit spreads historically tight, 2026 ...

Banks may benefit from a steeper yield curve ...